E-commerce Inventory loans

Ecommerce inventory financing | Inventory receivables and merchant accounts finance

1 (800) 317-4933

Facilities from $750,000 to $5 million or higher

This inventory finance facility is designed for an e-commerce business with a successful track record of online sales.  Replenish your inventory with solutions tailored for ecommerce. 

The program is also called a Direct to Consumer (DTC) facility.  Options that can help an e-commence business secure funding on existing inventory, buy new inventory or borrow against their receivables and merchant accounts. 

A Direct to Consumer Loan “DTC"  is for growing ecommerce companies that need more freedom than a traditional lender may not offer.  This Direct to Consumer product will be structured as an inventory loan with an optional accounts receivable or merchant account facility, however, if the business does not have the need to borrow on its inventory, we can look at a facility solely on the receivables and merchant accounts. 

A DTC facility maximizes borrowing availability across inventory, accounts receivables and your merchant cashflow. Our Direct to Consumer facility will take into account the value of your inventory, along with your monthly credit card sales. Those credit card sales could be through an ecommerce or retail sales transaction. Our DTC facility provides companies additional cashflow by understanding the velocity of their credit card payments. 

A Direct to Consumer facility may result in increased due diligence, on-site field exams and possibly appraisals for the larger facilities. The facility may remain free of financial covenants on its DTC facilities by focusing on the cashflow and collateral.

Direct to Consumer facilities are designed for established and growing e-commerce businesses with annual sales volume starting at $10 million.

For more information, please complete this SHORT FORM, the affiliate office that handles your area will contact you shortly.


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